Budgets Don't Work (But This Does) by Melissa Browne

Author:Melissa Browne
Language: eng
Format: epub
Publisher: Allen & Unwin
Published: 2020-06-10T00:00:00+00:00

The reason this quote highlights Lisa’s Creator Money Type is because Creators are often motivated to create and then move on. When their idea solidifies or even if it turns into something successful, they become restless and want to progress to the next thing. I’m not suggesting that’s exactly what happened with Lisa, but how she describes herself above is often a Creator’s modus operandi.

In the summer of 2019, we had a catastrophic bushfire crisis in Australia and Lisa beautifully displayed the strength of her Creator Money Type to raise funds. She came up with ideas and generated video content through social media. She cast vision around the problem and solution required, called people to action by highlighting where supplies could be dropped, and rallied troops by doing call-outs for food, refrigerated vans, cars, helicopters and more. She was emotional in her pitches, her videos and her content, and she sought to creatively harness her community to find solutions to the crisis. Creators will be at their best when they’re given scope and then encouraged and allowed to creatively react and adapt to problems rather than made to follow the rules or to do what is expected.

Lisa is also a great example of a Creator choosing to invest in asset classes that may not light them up as much and creating an investment buffer. Lisa talked about how she had the capacity to sell personal investment properties when the Collective Hub print magazine was in crisis mode because she had these safer personal assets.

It’s when Creator Money Types team up with other Money Types and are allowed to lean completely into their creativity that they can really shine. Examples of Creator Money Types who have done this include jewellery designer Samantha Wills, fashion stylist Rachel Zoe and clothing designer Nicky Zimmermann. In each case, these three especially creative women have consciously teamed up with another Money Type who has taken over the day-to-day running of their businesses. In Samantha’s case it was an investor, with Rachel it’s her husband, Roger, and with Nicky it’s her sister, Simone Zimmermann. In every case the partnership has allowed for the strengths of the partners’ very different Money Types to shine and has allowed the Creators to be their creative, artistic, bohemian best. That’s not to suggest these Creators abdicated financial responsibility, but rather they hired someone to fill this role and to hold them accountable.

With your personal finances, this could mean doing exactly the same thing as these women have done. It’s about finding someone externally who can help fulfil this role for you so that you can lean into the strength of doing what you do best. It might be a strong financial advisor, a book-keeper, making sure you have diversity of Money Types in your teams or asking a peer or a family member to hold this role for you because they’re especially strong at systems, processes and other things that you may struggle with day to day.

While you don’t need

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